Reference

Legal terms for your account

This page sets out how n0ci handles account use, data handling, and access checks for India.

Local lawAccount termsData useCookie choices

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Where these terms apply

n0ci Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This notice applies to you when you use the site from India or any other place where local law permits access. If you deposit or withdraw through UPI, Paytm, PhonePe, or Google Pay, the transfer record stays linked to your account file and may be checked

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for fraud, duplicate entries, disputes, or request handling. We may update these terms when local rules, security steps, or record-keeping needs change, and the current page is the version that applies. When a request touches your identity, payment history, or access status, we may ask for
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matching proof before making a change. We keep only the records needed to run the account, meet legal duties, and respond to lawful requests, and if you do not accept a change, stop using the service and contact us through the paths below.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

CONTACT PATHS

How to reach us with legal requests

If you need a copy of these terms, want to challenge a record, or need to send a correction request, use the channels below.

Email request Send requests about access, correction, deletion, or account records to [email protected]. Include your registered name, mobile number, and the date range you want checked so we can locate the correct file quickly.

Secure message Use the in-account message box when you want a trace on the same login that created the file. We use that route for identity checks, status updates, and replies that should stay attached to your account.

Postal filing If you need a signed paper trail, send your request to the mailing address shown in your account footer and mark it for legal handling. We log the date received and the final action taken.

DATA CARE

How we handle your records

Our legal handling follows a simple pattern: collect only what we need, keep it tied to the account that created it, and limit access to staff who need it for support, fraud…

Data logs

We keep a record of account edits, login events, and payment-linked actions so we can verify who made each change and explain any dispute clearly when a request reaches us later.

Cookie settings

Your browser choices control most cookie use, and we only keep the ones needed for login, session stability, and fraud checks. You can clear the rest through your browser at any time.

Account security

We expect you to protect your login details and keep device access to yourself. If we see a risky sign-in pattern, we may pause the account until you confirm the action through a fresh check.

Retention window

We keep records only as long as we need them for support, dispute handling, tax duties, or other legal duties. After that, they are removed or reduced in line with our retention rules.

Change requests

If you want a correction, deletion, or export, send the request through the contact routes and name the exact record you want changed. We will reply after we match the request to your file.

Access limits

When a request comes from a place where local law does not allow access, we may block the account or the file request and explain the reason we can give. The same rule applies to data sharing.

Common legal questions answered

These answers cover the parts of the policy most people check before opening an account or sending a request. We keep them focused on access, records, cookie control, and contact handling so you can see what applies to your location. If a local rule changes how we process your file, the contact routes above remain the way to ask for an update.

They apply when you use the site, open an account, send a request, or continue after a policy change. If local law limits access where you are, that limit controls how the service can be used.

Yes. Access depends on local law and is available only where local law permits. If your location changes or the rules change, the account can be restricted, paused, or closed under the same policy.

We keep account details, login logs, message history, cookie choices, and payment-linked records where needed for support or dispute handling. We do not keep more than we need for those purposes and legal duties.

Send a request through email, in-account message, or post, and tell us exactly what should change. We may ask for matching proof before we edit the file, then we will confirm the action taken.

You can change most cookie choices in your browser at any time. We keep only the cookies needed to keep you signed in, remember session state, and help us spot misuse on the account.

Only staff who need it for support, security checks, record handling, or legal requests can see it. We keep that access narrow and log the action so the file has a trace.

If local law changes, we may update this page and adjust how we handle access or records. The current page then becomes the version that applies, and you can ask us what changed.

Legal terms for your account

How to reach us with legal requests

How we handle your records

Data logs

Cookie settings

Account security

Retention window

Change requests

Access limits

Common legal questions answered

01 When do these terms apply?

02 Can access change by location?

03 What records do you keep?

04 How do I correct my file?

05 Can I change cookie choices?

06 Who sees my account data?

07 What if local law changes?

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